Turn Your Dreams into Reality

Personal Loan Benefits

Terms And Conditions

 

  • No Collateral Required

Enjoy hassle-free financing without pledging any assets or property. Loan approval is based solely on your income and creditworthiness.

  • Quick Access to Funds

Personal Loans are processed swiftly, ensuring you receive the funds in no time—often within seconds or just a few days after approval.

  • Flexible Usage

Use your loan for virtually any purpose; be it a wedding, home renovation, medical emergency or travel. There are no restrictions on how you spend the funds.

  • Budget-Friendly EMIs

Benefit from fixed and affordable EMIs that ensure easy repayment without stretching your finances.

Personal Loan Eligibility Criteria

  • Age: 21 to 60 years

  • Employment:

    • Employees of private limited companies

    • Employees of public sector undertakings (central, state, and local bodies)

  • Work Experience: Minimum of 2 years of total work experience, with at least 1 year in the current organisation

  • Income: Minimum monthly net income of ₹25,000